Hello, in this post we will talk about credit cards in the Philippines – how to get one and advantages and disadvantages of each one. Credit cards are now increasingly becoming relevant because more and more of our transactions now are now easily done online like online shopping and other financial transactions. Especially during this time of pandemic, we can’t continue heavily relying with cash-based transactions because even cash may be a way for us to transmit viruses and other microbes. Hence, it's not impossible for us to be living in a cashless society very soon.  When you shop online, most of the time you would need either a debit or credit card. The latter is a good option since it automatically pays for the services or goods that you buy online with your available credit limit and, at the same time they have lots of promos like instant discounts or incurring rewards for every purchase that you make. We listed down below all the widely-used credit cards in the Philippines (