How to Get a Credit Card in the Philippines


Hello, in this post we will talk about credit cards in the Philippines – how to get one and advantages and disadvantages of each one.

It's very easy to apply for a credit card in the Philippines

Credit cards are now increasingly becoming relevant because more and more of our transactions now are now easily done online like online shopping and other financial transactions. Especially during this time of pandemic, we can’t continue heavily relying with cash-based transactions because even cash may be a way for us to transmit viruses and other microbes. Hence, it's not impossible for us to be living in a cashless society very soon. 

When you shop online, most of the time you would need either a debit or credit card. The latter is a good option since it automatically pays for the services or goods that you buy online with your available credit limit and, at the same time they have lots of promos like instant discounts or incurring rewards for every purchase that you make.

We listed down below all the widely-used credit cards in the Philippines (especially those that we personally have) and the things you need to know about them right away.

1. Citibank Credit Card

One credit card that I was able to apply for so fast and easy is my Citibank Simplicity credit card and since I received it, I don’t hesitate to continuously use it because I don’t need to think about paying an annual fee for life. Yes, #forlife or most people call cards like this NAFFL which stands for No Annual Fee For Life. Citibank is also giving out exciting welcome gifts like No Annual Fee, 30,000 never-expiring miles and 120,000 ThankYou points depending on the card you apply and are approved for.

The application for any of their cards is very easy because the whole process can now be done online just by filling out the secured form through the link below (Don't worry, we already checked this link and all the other links we post here and we guarantee that it is secured and only directs to official websites):

APPLY FOR CITIBANK CREDIT CARD NOW!


2. RCBC Bankard



3. Metrobank Card



4. BDO Credit Card

We will be regularly updating this post to give you more information about the other credit cards listed above.

After applying for a credit card and receiving it once you get approved, it’s then important to monitor your expenses using it, always making sure that you’ll be able to pay your dues to avail being charged with interest and penalties.

Need assistance or you got more questions about credit cards in the Philippines? Just leave your comment below, join the Official Support for Online Services (OLServ) Google Hangout Group Chat or Chat with Us on Facebook.

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